Business Interruption Claim Specialists

In partnership with RLK Solicitors

Most UK businesses were hit hard by COVID-19 restrictions.


Overnight, doors were forced shut, income stopped, and livelihoods were put at risk.

If you held an insurance policy during 2019 or 2020 with any of the following:


Salon Gold, Morgan Richardson, Beazley, My Beazley, Tattoo Insure

+

You owned or operated a physical premises such as a Hair Salon, Barber Shop, Beauty Salon, Tattoo or Piercing Studio, Pub, Restaurant, Bar, Hotel, Guesthouse or B&B

Your policy may cover the income you lost during the COVID-19, even if your insurer previously said no.

Thousands of businesses had claims incorrectly declined. In many cases, those decisions were wrong.


Claims must be progressed before they expire on 20th March 2026

Make contact as soon as possible to check your eligibility and protect what you are owed.

Our Expertise

broke-it.co.uk (trading style of Evans Hughs Ltd) is an FCA regulated Claims Management Company. Our role is to initially validate potential business interruption claims. This validation includes an assessment by a business interruption specialist, to ensure your policy has the correct clauses entitling you to a claim.

Once validated your claim will be passed to our expert legal partners RLK Solicitors one of the firms that pioneered Covid-19 business interruption claims in the UK, after being denied by their own insurers, and have since acted for thousands of businesses over the last 6 years, recovering money insurers tried to avoid paying.

Initial Assessment

Conduct initial review and potential eligibility

Document Gathering and Analysis

Identify specific clauses for the claim and any exclusions and limitations that may appear

Service Assignment

Contract of engagement allowing us to act on your behalf with your insurers

Claim Calculation

Evidence and financial information is used to calculate claim value

Negotiation and Settlement

Direct communication with your insurer to register and settle your claim

Important Information

Evans Hughes Ltd t/a broke-it.co.uk do not give legal advice.

Evans Hughes are regulated by the Financial Conduct Authority. Firm Reference Number 927014. While we are regulated, not all claims we manage are regulated by the FCA.

You do not need to use a claims management company to make a business interruption claim. You have the right to seek redress for free.

We are paid a referral fee by our partners when we refer an eligible claim.

Evans Hughes Ltd t/a broke-it.co.uk will not charge you for our service.

Common questions answered

Answers to Frequently Asked Questions

What Experience Do RLK Have?

RLK are the UK's leading Solicitor firm at the forefront of COVID-19 Business Insurance Claims. RLK will help you secure the compensation you’re entitled to. As specialists in Business Interruption Insurance (BII) claims, RLK are at the forefront of this evolving legal field and are experts when it comes to challenging insurers.

Our proven track record includes successfully overturning thousands of insurer denials for businesses across the UK.

What Are Your Fees?

broke-it.co.uk charges no fee for validating whether you have a claim. If you do have a claim, RLK Solicitors will agree their fee with you. broke-it.co.uk are paid commission out of the RLK Fee.

My Claim Was Denied By My Insurer

Since 2021 test cases have clarified and extended the scope of business interruption cover. This means that businesses previously told they did not have insurance cover may actually have significant payments due under their insurance policies.

What Is The Deadline For Making A Claim?

In England & Wales the deadline for making a claim will be no later than March 23rd 2026.