We provide Business Interruption Insurance claim service to support businesses affected by Covid-19

Many companies affected by Covid-19 now have valid business interruption insurance claims following court rulings. If your insurance company declined your claim you may now have a valid claim and can reapply for compensation.

Our Expertise

broke-it.co.uk is a trading style of Evans Hughes, a FCA regulated Claims Management Company. Our role is to initially validate potential business interruption claims. This validation includes an assessment by a business insurance specialist, to ensure your policy has the correct clauses entitling you to a claim.

Once validated your claim will be passed to our partners Pragmaticum (loss adjustors) or RLK Solicitors who have been at the forefront in advancing claims on behalf of policyholders for Business Interruption losses suffered as a result of Covid-19.

Initial Assessment

Conduct initial review and potential eligibility

Document Gathering and Analysis

Identify specific clauses for the claim and any exclusions and limitations that may appear

Service Assignment

Contract of engagement allowing us to act on your behalf with your insurers

Claim Calculation

Evidence and financial information is used to calculate claim value

Negotiation and Settlement

Direct communication with your insurer to register and settle your claim

Important Information

Evans Hughes Ltd t/a broke-it.co.uk do not give legal advice.

Evans Hughes are regulated by the Financial Conduct Authority. Firm Reference Number 927014. While we are regulated, not all claims we manage are regulated by the FCA.

You do not need to use a claims management company to make a business interruption claim. You have the right to seek redress for free.

We are paid a referral fee by our partners when we refer an eligible claim.

Evans Hughes Ltd t/a borke-it.co.uk will not charge you for our service.

Common questions answered

Answers to Frequently Asked Questions

What Experience Do RLK Have?

RLK are the UK's leading Solicitor firm at the forefront of COVID-19 Business Insurance Claims. RLK will help you secure the compensation you’re entitled to. As specialists in Business Interruption Insurance (BII) claims, RLK are at the forefront of this evolving legal field and are experts when it comes to challenging insurers.

Our proven track record includes successfully overturning thousands of insurer denials for businesses across the UK.

What Are Your Fees?

broke-it.co.uk charges no fee for validating whether you have a claim. If you do have a claim, RLK Solicitors will agree their fee with you (typically 40% plus VAT). broke-it.co.uk are paid commission out of the RLK Fee.

My Claim Was Denied By My Insurer

Since 2021 test cases have clarified and extended the scope of business interruption cover. This means that businesses previously told they did not have insurance cover may actually have significant payments due under their insurance policies.

What Is The Deadline For Making A Claim?

In England & Wales the deadline for making a claim will be no later than March 23rd 2026.