We provide Business Interruption Insurance claim service to support businesses affected by Covid-19

Many companies affected by Covid-19 now have valid business interruption insurance claims following court rulings. If your insurance company declined your claim you may now have a valid claim and can reapply for compensation.

Our Expertise

broke-it.co.uk is a trading style of Evans Hughes, a FCA regulated Claims Management Company. Our role is to initially validate potential business interruption claims. This validation includes an assessment by a business insurance specialist, to ensure your policy has the correct clauses entitling you to a claim.

Once validated your claim will be passed to our legal partner Edwin Coe, who has been at the forefront in advancing claims on behalf of policyholders for Business Interruption losses suffered as a result of Covid-19. Your claim will be quantified by a qualified loss adjustor.

Important Information

Evans Hughes Ltd t/a broke-it.co.uk do not give legal advice.

Evans Hughes are regulated by the Financial Conduct Authority. Firm Reference Number 927014. While we are regulated, not all claims we manage are regulated by the FCA.

You do not need to use a claims management company to make a business interruption claim. You have the right to seek redress for free.

We are paid a referral fee by our legal partners when we refer an eligible claim.

Evans Hughes Ltd t/a borke-it.co.uk will not charge you for our service.

Common questions answered

Answers to Frequently Asked Questions

What Experience Do You Have?

Over the past few years our legal partner Edwin Coe has been at the forefront in advancing claims on behalf of policyholders for Business Interruption losses suffered as a result of Covid-19. Key cases include acting for the owners and operators of a number of well-known restaurants and cafés in and around London in the successful case of Corbin & King Limited and others v Axa Insurance UK Plc [2022] EWHC 409.

Edwin Coe are also currently acting for a number of policyholders in group action claims which are making their way through the courts.

What Are Your Fees?

broke-it.co.uk charge no fee for validating whether you have a claim. If you do have a claim our legal partner will agree a fee for either acting on your behalf or to buy your claim off you.

broke-it.co.uk will receive a fee from our partner for each validated claim we pass to them.

What is case purchase?

Our legal partner can purchase your insurance claim upfront from you, ensuring immediate financial relief.

My Claim Was Denied By My Insurer

Since COVID test cases have clarified and extended the scope of business interruption cover. This means that businesses previously told they did not have insurance cover may actually have significant payments due under their insurance policies.

What Is The Deadline For Making A Claim?

In Scotland the deadline for making a claim is March 31st 2025.

In England & Wales the deadline for making a claim is March 31st 2026.

What Is The Claim Process?

broke-it.co.uk will validate you have the right clauses in your insurance documents for the relevant time period. We will then introduce you to our legal partner, Edwin Coe, who through a qualified loss adjustor will quantify the potential size of your claim.

Once your claim has been validated and quantified, you can either instruct Edwin Coe to claim your settlement directly from your insurance provider, or you can have your claim 'bought' by Edwin Coe and receive reimbursement early.